Home Equity Lines of Credit (HELOC)

Tap into funds when you need them — and only pay interest on what you’ve used.

Benefits

• Turn the equity in your home into ongoing, affordable financing
  
• Competitive rates for several ongoing or seasonal needs:
  
  • Education expenses
    
  • Major life events
    
  • Major home improvements
    
  • Debt consolidation
    
  • Emergency reserve
    
  • And much more
    
• The existing equity in your home is used as collateral backing
  
• Accommodating repayment terms that work uniquely for you
  
• Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  
• Revolving credit — as principal is repaid, more becomes available for use
  
• The interest paid may be tax deductible*
  
• Set up automatic payments to be deducted from your account monthly
  
• Quick, local decision-making and processing
  
• Attentive, friendly service from start to finish